> ## Documentation Index
> Fetch the complete documentation index at: https://requestnetwork-update-banner.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Standard Native & ERC20 Payments

> Simple crypto-to-crypto payments using native currencies and ERC20 tokens

## Overview

Standard payments are the simplest form of crypto transactions - sending tokens directly from one wallet to another without conversion or crosschain routing.

## Native Currency Payments

Pay using blockchain native currencies like ETH, MATIC, BNB.

**Benefits:**

* No token approval required
* Fastest execution
* Lowest gas costs

## ERC20 Token Payments

Pay using standard tokens like USDC, USDT, DAI.

**Benefits:**

* Stable value (stablecoins)
* Wide acceptance
* Predictable costs

## Supported Networks & Tokens

<CardGroup cols={2}>
  <Card title="Production Networks" icon="globe">
    Ethereum, Polygon, Arbitrum, Base, Optimism, BSC, Avalanche, Fantom
  </Card>

  <Card title="500+ Tokens" icon="coins">
    USDC, USDT, DAI, and hundreds more across all networks
  </Card>
</CardGroup>

## Used In

<CardGroup cols={3}>
  <Card title="Payouts" href="/use-cases/payouts">
    Direct vendor payments
  </Card>

  <Card title="Payroll" href="/use-cases/payroll">
    Employee compensation
  </Card>

  <Card title="Invoicing" href="/use-cases/invoicing">
    Simple crypto invoices
  </Card>
</CardGroup>

## Implementation Details

See [API Reference - Standard Payments](/api-reference/standard-payments) for complete technical documentation.